题目详情

甲以房屋作抵押向乙借款,乙取得抵押权的时间为(  )

  • A.借款合同成立时
  • B.借款合同生效时
  • C.抵押合同生效时
  • D.抵押权登记时

正确答案及解析

正确答案
D
解析

本题考查了不动产抵押权设立的知识点。

《物权法》第180条规定,债务人或者第三人有权处分的下列财产可以抵押:(1)建筑物和其他土地附着物;(2)建设用地使用权;(3)以招标、拍卖、公开协商等方式取得的荒地等土地承包经营权;(4)生产设备、原材料、半成品、产品;(5)正在建造的建筑物、船舶、航空器;(6)交通运输工具;(7)法律、行政法规未禁止抵押的其他财产。抵押人可以将前款所列财产一并抵押。第187条规定,以本法第180条第一款第一项至第三项规定的财产或者第五项规定的正在建造的建筑物抵押的,应当办理抵押登记。抵押权自登记时设立。

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